Divorcing later in life ("gray divorce") has its own profile. The focus shifts to dividing decades of accumulated assets, retirement accounts and pensions (QDROs become central), the long-held house, and Social Security. A long marriage also makes maintenance more likely and potentially longer-lasting under Colorado's duration guideline, and for marriages over 20 years the court isn't bound by the formula at all. Health insurance is a bigger concern if you're not yet Medicare-eligible. The "married 10+ years" Social Security spousal/survivor benefit rule is especially relevant. Gray divorces benefit enormously from financial planning, because the settlement has to last the rest of your life on a single income.

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Colorado

Colorado, USA